HomeNewsBanks and Businesses in Costa Rica Must Accept Digital ID Starting January

Banks and Businesses in Costa Rica Must Accept Digital ID Starting January

Starting January 1, 2027, banks, government agencies, businesses and other institutions in Costa Rica will be required to accept the Costa Rican Digital Identity (IDC), the smartphone version of the national ID card, for any transaction or procedure that requires identification. The Supreme Electoral Tribunal (TSE) said the digital credential carries the same legal validity as the traditional plastic ID card. From that date, institutions will no longer be able to turn it away simply because it is presented on a phone.

The digital ID has been available since September 9, 2025, but until now institutions could decide whether to accept it. According to the TSE, 107,243 people had requested one as of November 1, 2026. The change could make everyday procedures simpler, from banking to administrative paperwork and any service that requires proof of identity. It does not replace the physical card, which will continue to be issued and accepted throughout the country.

Unlike the physical ID, which is free for most applicants, the digital version costs 2,600 colones (about $5.80) and is valid for four years. Senior citizens are exempt from the fee. The service is available only to Costa Rican citizens. Applicants need a valid physical ID card, a smartphone with an active phone line running iOS or Android, and no identity document waiting to be collected at the TSE.

People applying for their first Costa Rican ID must get the physical card before they can request the digital version. Applications are handled online through the TSE website at tse.go.cr/idc. Applicants enter their ID number, complete an identity verification step, provide a valid email address and pay with a Visa or Mastercard credit or debit card.

Once the application is approved, the credential is activated through the official IDC-Ciudadano app, available on Apple’s App Store and Google Play. It is protected by a personal PIN and facial recognition, which the TSE checks against the biometric data collected during the holder’s most recent physical ID procedure.

Citizens can still obtain or renew their physical IDs free of charge at the TSE’s headquarters in San José or at any of its 32 regional offices. A fee applies only when a person exceeds the annual limit on duplicate replacements. The January requirement applies to the institutions that must accept the credential, not to citizens. Getting a digital ID remains optional, and anyone who prefers the plastic card can keep using it.

Trending Now

Costa Rica Is One Vote From Co-Hosting the 2031 Women’s World Cup

Costa Rica is one step away from co-hosting the 2031 FIFA Women's World Cup, the biggest tournament in women's soccer. FIFA said Wednesday that...

Gas Cylinders Pulled in Costa Rica – Here’s How to Check Yours

If your stove runs on a propane tank, the cylinder you swap at the corner store can be pulled from sale if inspectors find...

Prison Cases at Costa Rica’s Constitutional Court Jump 124% Amid Crackdown

Prison-related cases at Costa Rica's Constitutional Chamber rose from 2,130 in 2020 to 4,780 in 2025, as tougher prison rules collide with the state's duty to feed and treat inmates.

Costa Rica Asks You to Cut Water Use as the El Niño Dry Season Begins

Costa Rica's water utility wants you to save water as the dry season starts this week under a strong El Niño. There is no rationing yet. Here is what it is asking.

Shakira Returns to Costa Rica in 2027 After More Than 15 Years

Shakira plans a January 31, 2027 show at Costa Rica's National Stadium, her first here since 2011.

Costa Rica’s Marchamo Amnesty Is Off for 2027, So Pay by Dec. 31

The 2027 marchamo amnesty failed, so older unpaid years still carry interest and fines. A new bill targets 2028. Here is what to pay now.

Luisa Stefani Moves Closer to WTA Finals Semifinals After Dramatic Comeback

Brazil's Luisa Stefani and Canadian partner Gabriela Dabrowski moved closer to the WTA Finals doubles semifinals Wednesday after producing a dramatic comeback to defeat...

US Ground Stop Canceled 15 Costa Rica Flights. Here’s What to Expect Today

The nationwide US ground stop that froze flights on Friday afternoon is over, but if you are flying between Costa Rica and the United...

Costa Rica’s Dry Season Starts This Week in Guanacaste and the Central Valley

If you live in or are visiting Guanacaste or the Central Valley, the rain is about to switch off. Costa Rica's dry season settles...
Loading…

Latest News from Costa Rica

Costa Rica Coffee Maker Chorreador
Costa Rica Car Rentals
Costa Rica Travel Insurance
Costa Rica Travel